MortgageSaverCenter.com Website
Terms and Conditions of Use
Website Disclaimer
These terms and conditions detail how the MortgageSaverCenter.com website (the "Website") can be used. If you use the Website you agree to be bound by these terms and conditions.
GENERAL
Definitions
In these terms and conditions, "we" and "us" mean MortgageSaverCenter.com, which is an internet resource name of KudosKing™.
1. Access to the Website and Content
We will endeavor to allow uninterrupted access to the Website, but access to the Website may be suspended, restricted or terminated at any time.
We reserve the right to change, modify, substitute, suspend or remove without notice any information or service on the Website from time to time.
We assume no responsibility for the content or services of any other websites to or from which the Website has links.
2. Our Service
We grant you a non-exclusive, revocable, non-transferable license to use the software on our server to access and collect information from the websites of third party providers as permitted by use of our service.
Using our service allows you to access software on our server which you are licensed to use (as set out in clause 3) to obtain information held on our website or from the websites of third party providers. When you use the service, you may cause our software to send a request to the third party providers for information regarding products and/or services. You acknowledge and agree that when you access and collect information from the third party sites using our software, you do so on your own behalf and that you have not appointed us to act as your agent. We simply make our service and software available to you by which you may access such third party sites.
3. Intellectual Property
The copyright and all other intellectual property rights in the material contained in the Website, together with the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to us or our licensors. All rights are reserved. None of this material may be reproduced or redistributed without our prior written permission. You may, however, download or print a single copy for your own non-commercial off-line viewing.
All rights in MortgageSaverCenter.com* are owned by KudosKing™. Other product and company names mentioned on this Website are the trademarks or registered trademarks of their respective owners.
You shall retain ownership of the data you submit to the Website. You grant us a worldwide, royalty-free, non-terminable license to use, copy, distribute, publish and transmit such data in any manner.
Security
Our site has security measures in place to protect the loss, misuse and
alteration of the information under our control.
Unauthorized use, tampering with or modification of this system may violate
federal or other statutes and may subject the violator to criminal and civil
penalties. In the event of unauthorized intrusion, all relevant information
regarding possible violation of law may be provided to law enforcement
officials.
This privacy policy is not intended to, and does not create any contractual or
other legal rights in or on behalf of any party.
Disclaimer
Nothing within the Website is, or shall be deemed to constitute, financial or
other advice or a recommendation to purchase any product or service. Any and
all information provided within the Website is for general information purposes only.
We strongly recommend that independent professional advice is obtained before you
purchase any product and/or service via the Website.
For UK Users Only
Information contained on this website does not construe the giving or selling
of financial advice under the terms and conditions of the UK Financial Services
Act 1986, UK Financial Services and Markets Act 2000 or any other UK
Financial Services Act passed by the UK Parliament and regulated by the UK
Financial Services Authority (FSA)
4. Exclusions of Liability
We use reasonable endeavors to ensure that the data on the Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that the Website will be fault free and we do not accept liability for any errors or omissions.
We do not monitor, verify or endorse information submitted by us or third party providers for inclusion on the Website and you should be aware that such information may be inaccurate, incomplete or out of date. In particular, we do not monitor, verify or endorse the information or quotations collected from the product and service providers as presented to you on the results page. To the extent permitted by applicable law, we disclaim all warranties, terms and representations (whether express or implied) as to the accuracy of any information contained on the Website.
We do not give any warranty that the Website is free from viruses or anything else, which may have a harmful effect on any technology.
Due to the nature of electronic transmission of data over the internet, any liability we may have for any losses or claims arising from an inability to access the Website, or from any use of the Website or reliance on the data transmitted using the Website, is excluded to the fullest extent permissible by law.
We do not accept liability for death or personal injury howsoever caused. We shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with this agreement or use of the Website for any indirect loss, consequential loss *, loss of profits, data, revenue, business opportunity, anticipated savings, goodwill or reputation.
* For losses that were not foreseeable to both parties when the contract was made
* For losses that were not caused by any breach on part of the supplier
* For business losses and/or losses to non consumers.
Indemnity
Each and every client and website user agrees to indemnify and hold harmless MortgageSaverCenter.com, its affiliates, employees, agents, successors and assigns harmless from and against any and all liabilities, losses, damages, costs and expenses, including attorney’s fees, incurred by MortgageSaverCenter.com arising out of the client’s failure to fully and timely perform clients’ agreements herein or should any of a client’s representations and warranties to MortgageSaverCenter.com fail to be true and correct. The client also agrees to pay promptly to MortgageSaverCenter.com all damages, costs and expenses, including attorney’s fees, incurred by MortgageSaverCenter.com in the enforcement of any of the provisions of this agreement and any other agreements between MortgageSaverCenter.com and the client.
5. Exclusion of Liability for Third Party Providers' Products and Services
You can apply for and buy a number of products and services via the Website. Please be aware that the majority of products and services that appear on the Website are not provided by us and are provided by third parties over whom we do not have control. You should satisfy yourself that you wish to purchase those products or services before contracting with the third parties. We accept no liability for any products or services or information provided by third party providers. The third party providers will be supplying products and services on their own standard terms and conditions and you should check that you agree to those terms and conditions before making an application for financial services products or purchasing other services.
As you view the Website there may be references to specific terms and conditions, which apply to certain products or services. In such circumstances, it is your responsibility to refer to such terms and conditions applicable to those offers.
6. Advertisements
The advertisements that you see displayed on this website are delivered on our behalf by a third party advertising company. No personal data for example your name, address, email address or telephone number are used during the course of serving our advertising, but, on our behalf, our third-party advertiser may place or recognize a unique "cookie" on your browser. This cookie does not collect personal data about you nor is it linked to any personal data about you.
7. Data Submitted by You
You warrant that you have taken all reasonable precautions to ensure that any data you submit to the Website is true and accurate and free from viruses and anything else, which may have a contaminating or destructive effect on any part of the Website or any other technology.
8. Your Telephone Calls
Telephone calls that you make to our customer service help line may be monitored or recorded. This will help us to train our staff and improve our service to you. A recording will only be used under proper and careful supervision. Our customer service help line which when it becomes available will be open from Monday to Friday 8.00am to 8.00pm EST. Please note that this service is not yet operational.
9. Complaints
Our aim is at all times to provide you with an excellent service. However, if you are unhappy with our service for any reason, please contact our Customer Services Team by email at info@MortgageSaverCenter.com. We aim to acknowledge receipt of your complaint, in writing, within 14 business days and we will inform you of the name or job title of the individual handling the complaint (together with details of our internal complaint handling procedures). We may combine the acknowledgement of the complaint with our final response, but in any event we aim to resolve complaints at the earliest opportunity.
If you are unhappy with any product or service that you have been introduced to through any of our channels, we recommend that you approach the provider of that product or service direct.
10. Payment
You shall pay any registration fees and/or other charges incurred by you in accordance with the payment provisions set out on the Website from time to time.
Full payment for products where required which are typically some of the insurance products on the MortgageSaverCenter.com website should be made at the time of booking, in the secure area of the Website. Payment methods other than those stated on the Website will not be accepted. We will pass your card details and personal details, as necessary, to the insurance provider, who will take payment for the insurance in accordance with its terms and conditions. We reserve the right to charge you for any handling fees that we or the provider incur in respect of your booking. You will be informed of such charges before they are incurred.
Payment for other products and services will be made on the relevant provider's website.
